The XYLO Visa Credit Card

Representative 39.9% APR (variable)

  • A great way to build your credit if you're new to credit or want to rebuild your credit.↗
  • Initial credit limit up to £1,000^
  • Build your credit limit over time*^

↗To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

How the XYLO Visa Card Works

The XYLO card is a Visa credit card that has an initial credit limit from £150 to £1,000^.

The XYLO credit card could allow you to build your credit limit after the fifth statement, with further credit limit increases every five months up to £4,000 (conditions apply, see below*^).

You stay in control of your money with XYLO:

  • Our UK Call centre is there to give you support and help when you need it
  • Easy, accessible SMS and online money management
  • 24/7 Fraud Watch keeps your account safe
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