Instant Decision
Credit Card


If you have any questions about the XYLO Visa Card, or its suitability for your needs, then please read the Important Pre-Contract Information, our frequently asked questions page, and read our Card Summary. To find out more about Repayment Option Plan, an optional feature of your account, click here.

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  • By clicking 'Apply Now' you agree to your details being shared with Vanquis Bank Limited who issue the XYLO Visa Credit Card. You will be given the opportunity to read and accept the terms and conditions of the XYLO Visa Credit Card before you consent to an application. By clicking 'Apply Now' you also agree to the terms of use and privacy policy of this site and agree to receive future special offers and promotions from Credit Benefit Services.